Monthly Archives: September 2015

Singapore Savings Bonds (3) – Lukewarm Subscription

The first tranche of the Singapore Savings Bonds (SSB) offered was not fully subscribed. One would have thought that this SSB would be popular. But it was not to be. The maximum amount offered is $1.2 billion. Total amount applied … Continue reading

Posted in Financial Management

Stocks Battered since start of 2015

Some stocks lost quite a lot since the start of 2015. The list below is not exhaustive and these stocks are those that I am tracking. Stock 31/12/2014 25/09/2015 Change (%) SembCorp Marine 3.26 2.34 -28.2% UOB 24.53 18.81 -23.3% … Continue reading

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Business Confidence affecting share prices

I wrote two articles on 24 and 28 June 2015 on factors that affect share prices. I want to add one more important factor that can move share prices. That is Business Confidence. Business confidence is based on sentiments of … Continue reading

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Singapore Identity – What make a person more Singaporean

It is not exactly SG50, but most of us are now 58 years old. We met last Tuesday night after nearly 40 years since we completed the officer cadet course in 1977. From a 20 year-old young man during our … Continue reading

Posted in Life Journey, Social Issues | Leave a comment

One Earth and Generosity

We live on this earth. There is only one earth. We are part of this earth just like all other living things. We rely on everything earthy to live healthy and balanced lives. Who gives the right to man to … Continue reading

Posted in Living Tips | 1 Comment

Haze Subsidy Scheme – Shouldn’t this be open to all?

Ministry of Health (MOH) activated the Haze Subsidy Scheme from 16 September 2015. If the current haze caused you respiratory or eye problems, Singaporeans will pay no more than $10 at participating GP clinics for treatment of these conditions. Who … Continue reading

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Lifestyle changes since retirement

I live with my wife who is also retired and a daughter who has started work. On retirement, we have times on our hands. How is it like? First, we do not have regular incomes in the form of monthly … Continue reading

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