Having seen the asset mix of four insurance companies’ Participating Funds, I looked at mine to see what mine is like.
|Forex related investments||7.8|
|Insurance related investments||9.6|
|Cash & Equivalent||29.0|
Where there are exposures to foreign currency risks, I placed these investments in a separate category – Forex related investments.
Equity investment is 25.2%. Fixed income/bonds takes up 28.4%, slightly more than equities. I limited my exposure to foreign currency investments at just 7.8%. Insurance related investments are 9.6% of total. These are endowment plans.
In this very uncertain economic climate, I did not put more money into investments. The cash, fixed deposits and structured deposits (with 2 local banks) portion is 29.0%.
In this way, my exposure to investment risks is spread out in a portfolio manner.
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