Asset Mix of Investable Funds – December 2016

From the start of 2016, my portfolio asset mix had changed.

The biggest reduction came from divesting some fixed income/bonds (-7.5 percentage points). Correspondingly, the cash and cash equivalent went up by almost the same margin (+7.0 percentage points).

There was a marginal reduction in foreign currency linked investments (-0.3). Insurance linked investments went up just 0.8 percentage point.

Asset Mix in percentages (%) Dec 2015 Dec 2016 Change
Equities 24.5 24.5 0
Fixed Income/Bonds 33.6 26.1 -7.5
Forex related investments 8.1 7.8 -0.3
Insurance related investments 9.5 10.3 +0.8
Cash & Equivalent 24.3 31.3 +7.0

I kept to the same exposure to equities with no change in percentages at 24.5% of the total portfolio.

Fixed income/bonds investments stood at 26.1% of portfolio. With bonds markets tumbling after US Federal Reserve (Fed) raised benchmark interest rate in December, it was a move I took to reduce exposure in these financial instruments.

Because the financial markets were volatile during the year, I turned risk-averse and kept more cash in the portfolio at 31.3%.

I am not too sure how 2017 would be like. Investing has turned more dicey. Let’s see.

Copyright © 2016, limkimtong for Living Investment

The material presented is intended to be general and written in layman’s language as much as it is possible. The author shall not be liable for any direct or consequential loss arising from any use of material written. Please seek professional advice from your financial advisor or financial institutions on material written covering financial matters.

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