All three local banks had released their full year financial results for 2016.
|Banks||Q4 Profit ($m)||Change (%)||Year Profit ($m)||Change (%)|
All banks gone negative in 2016 with OCBC showing the poorest results.
|Banks||NIM (%)||NPL Ratio (%)||Non-interest/ Total Income (%)||Remarks|
NIM = Net Interest Margin
NPL = Non-Performing Loans
DBS did well on net interest margin at 1.80% compared with the other two.
UOB had higher NPL ratio at 1.5% followed by DBS (1.4%) and OCBC (1.3%)
In terms of Non-Interest Income/Total Income, OCBC got more from non-interest income type of business than DBS and UOB.
|Banks||NAV ($)||Share Price ($)||P/B Ratio|
Price to Book (P/B) ratio for DBS (1.102) was lower than OCBC’s and UOB’s.
|Banks||ROE (%)||EPS ($)||Share Price ($)||PE Ratio|
Return to Equity (ROE) for all banks were comparable.
The Price Earning ratio (PE) for DBS was 11.20, lower than the other 2 banks based on share prices as at end of 17 February 2017.
|Banks||Dividend ($)||Share Price ($)||Div Yield (%)||LY Dividend ($)|
Dividend Yield, Price Earnings ratio and Price to Book ratio are calculated using share prices as at 17 February 2017.
OCBC’s Dividend Yield was higher than the other 2 banks at 3.78%.
Copyright © 2017, limkimtong for Living Investment
The material presented is intended to be general and written in layman’s language as much as it is possible. The author shall not be liable for any direct or consequential loss arising from any use of material written. Please seek professional advice from your financial advisor or financial institutions on material written covering financial matters.