Change in Asset Mix of Investable Funds – April 2017

I reviewed my portfolio and did two major actions since the start of this year.

  1. I sold off all foreign currency denominated investments.
  2. I invested in a corporate bond to bring my exposure to fixed income investments to 47% of total portfolio.

I reduced my equity exposure to 21.0% down 3.5 percentage points.

The insurance related investments still remain at 10.3%.

Cash and cash equivalent was reduced to 21.7% after putting more into the corporate bond above.

Asset Mix in percentages (%) Dec 2016 Apr 2017 Change
Equities 24.5 21.0 -3.5
Fixed Income/Bonds 26.1 47.0 +20.9
Forex related investments 7.8 0.0 -7.8
Insurance related investments 10.3 10.3 +0.0
Cash & Equivalent 31.3 21.7 -9.6

With 47.0% in fixed income investments, I was aiming for more stable interest income. This is a more cautious portfolio mix when compared with a more volatile equity investments. I am at this stage of my investment life cycle in trying to reduce volatility in investment income.

Copyright © 2017, limkimtong for Living Investment

The material presented is intended to be general and written in layman’s language as much as it is possible. The author shall not be liable for any direct or consequential loss arising from any use of material written. Please seek professional advice from your financial advisor or financial institutions on material written covering financial matters.

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