Monthly Archives: November 2018

Ways to reduce expenses or spending

The approach is to spend on necessities but cut out on the nice to have. For a number of years now, I have been finding ways to do that. First, I resigned from almost all professional bodies except to keep … Continue reading

Posted in Retirement Planning

Second Edition of Walk in the Parks is now published

Singapore is not a concrete jungle with houses, buildings and roads. She is known for her parks with green fields and water bodies. Over the years, National Parks Board has done much to make our parks more accessible and beautiful. … Continue reading

Posted in Life Journey, Travelogue | 1 Comment

You thought you could cut back on spending on retirement?

I find it difficult. We are into 11th month of this year and I have already surpassed last year’s total expenditures for the family. I tracked major expenditures as I paid them or incurred them. This is just for the family. … Continue reading

Posted in Retirement Planning | 1 Comment

Living Investment – Fewer posts from now on

I started Living Investment blog with my first post on 9 October 2006. It is now 12 years. I had released 2 e-books on materials written up to 2016. You can read them at I thank readers for reading … Continue reading

Posted in Life Journey | 3 Comments

Difficult Environment for past 10 years since Global Financial Crisis

The Global Financial Crisis (GFC) started at the end 2007 and became full-blown in 2008 and 2009. More than 10 years have passed and the world financial markets were still unstable for investors. Investment environment was fraught with dangers. To … Continue reading

Posted in Financial Management

Reversal of fortunes in three weeks

On 11 October, the world saw sharp corrections of major stock indices in a single day. Index Change (%) Dow Jones -3.15 S&P 500 -3.29 Nasdaq -4.08 The Asian stock markets followed similarly after close of US markets. Index Change … Continue reading

Posted in Financial Management | Leave a comment