Monthly Archives: January 2019

Taking a break

I will be taking a break from writing. Hope to come back to it in 2 weeks’ time. Best Regards

Posted in Uncategorized

Too Much Screen Time

Apple iPhone has this thing called “Screen Time” that tracks time spent on my iPhone each day. Over a period of past 7 days, my screen time was 1 hour per day on average. It also tells me which program … Continue reading

Posted in Living Tips

Interest income on CPF balances – 2018

Interest income on CPF balances for the year-end of 2018 was already updated. Interest income on my CPF balances (OA + Medisave + RA) averaged 3.77% per annum for 2018. Year Interest rates 2013 3.20% 2014 3.19% 2015 3.13% 2016 … Continue reading

Posted in Retirement Planning

Investing in 2019

Will there be a perfect storm in 2019? What if US and China continue with their trade wars? There is no deal Brexit. Oil prices continue to decline. There is slowdown in global economic growth starting with China. There is … Continue reading

Posted in Financial Management

When can you start to withdraw from Supplementary Retirement Scheme?

Withdrawal from my Supplementary Retirement Scheme (SRS) without 5% penalty will kick in when I reach statutory retirement age of 62 years old as at 1 April 2020 (next year). The withdrawal period is every financial year from 1 April … Continue reading

Posted in Retirement Planning

Performance of World Equity Indices – 2018

All stock indices declined in 2018 except for India Mumbai BSESN. World Equity Indices 29-Dec-17 31-Dec-18 Change (%) Mumbai BSESN 34,056.83 35,935.31 5.5% Indonesia JCI 6,355.65 6,194.50 -2.5% Nasdaq 6,903.39 6,635.28 -3.9% US Dow Jones 24,719.22 23,327.46 -5.6% Malaysia KLCI … Continue reading

Posted in Financial Management