Monthly Archives: March 2019

About Death

Please skip this if one is uncomfortable reading about death. One read about sudden mass deaths as a result of an aircraft crash or a terrorist attack or an earthquake in recent times. Lives were lost for people who were … Continue reading

Posted in Retirement Planning

Cancelling DBS Esso MasterCard

I had the DBS Esso MasterCard for many years. I held it until DBS upgraded it to Platinum card at an annual fee of $36. Then I received a statement advising me that from 12 December 2018 the annual fee … Continue reading

Posted in Retirement Planning


There can be only One CEO. There can be only One Managing Partner, One Principal. There can be only One Prime Minister of a country. This is the hierarchical structure of the governing world. Only one person can reach the … Continue reading

Posted in Living Tips

The Boardwalk at MacRitchie

Walking, left right left right Purposeful, mindfully Along calm water edge Rain forest on the right Colours of green and brown Natural, not arranged Cool even with morning sun For most parts shady walk Some parts bright and sunny Birds … Continue reading

Posted in Things beautiful and meaningful

Competitive Society causes Stress to Children

Parents always want a better life for their children. This is true for most parents in Singapore. Who doesn’t want their precious kids to do well in schools? This mindset is so ingrained over decades of phenomenal progress in Singapore … Continue reading

Posted in Education Matters, Social Issues

Lasting Power of Attorney

The Lasting Power of Attorney (LPA) is my last major action I took as part of my retirement planning. This completes a series of actions I did for a peace of mind, as I get older. I had drawn up … Continue reading

Posted in Retirement Planning

Loss on M1 Shares

M1 is sold to Konnectivity, an entity jointly owned by Keppel Corporation and Singapore Press Holdings. The tender price is S$2.06 per share. I had no choice but to sell my holdings of M1 to Konnectivity. I owned 2,000 M1 … Continue reading

Posted in Financial Management

I Remember – Coopers & Lybrand

I joined Coopers & Lybrand, Singapore (C&L) as an Audit Assistant on 1 April 1981. For eleven years, I learned and matured in the firm. Back then, C&L was one of the Big 8 Audit Firms with a global presence. … Continue reading

Posted in I Remember Series

Take a walk in MacRitchie Reservoir Trails

Singapore did poorly in the area of Inactivity (Exercises) in the recent Global Wellness Index published by investment firm LetterOne. I recommend one exercise you can take. If you want to burn calories, go for a brisk walk at MacRitchie … Continue reading

Posted in Travelogue

Recall power weakened over time

I write blogs for a reason. I find that my recall of past events is impaired as I get on in life. My little grey cells are not like they were when I was in schools. My memories are transient. … Continue reading

Posted in Life Journey