Author Archives: limkimtong

Interest rates are coming down – Singapore Savings Bonds

The Monetary Authority of Singapore (MAS) issued Singapore Savings Bonds (SSB) targeting at retail investors starting with minimum investment of just $500 with multiples of $500 up to a cap. SSB started in 2015. It is issued monthly with different … Continue reading

Posted in Financial Management

Singapore Equity Portfolio Stood up on resilience

I am curious on how my portfolio of Singapore equities stood up against the benchmark of the Straits Times Index (STI). So I compiled the market value for each month and see the changes in the market value against the … Continue reading

Posted in Financial Management

Stock Markets at halfway mark of 2020

30 June 2020 at halfway mark of 2020, the Covid-19 pandemic is still raging in some parts of the world including the biggest economy of the world, the United States of America. There is no way we are seeing the … Continue reading

Posted in Financial Management

More community cases in recent days – Covid-19

Do not think that it is now safe to socialise freely and to walk around in crowded places during Phase 2 Reopening. Recent days of community cases had seen a spike: 24 June 2020 – 7 cases 25 June 2020 … Continue reading

Posted in Life Journey | Tagged

Economic Impact of Covid-19 felt keenly

Yesterday, I walked past two HDB shops in my neighbourhood. One is 7-Eleven Convenience shop and the other is Dream Café at Block 163 Toa Payoh. They were next to each other. One common thing about them was that these … Continue reading

Posted in Life Journey, Social Issues | Tagged

Dividends and Coupons from stocks and retail bonds in 2020

In 2019, dividends and coupons (interest) from Singapore stocks and Singapore Exchange traded retail bonds came up to 3.43% for the whole year. In fact 2019 was better than 2018 (3.34%). Last year was a good year for me. I … Continue reading

Posted in Financial Management

Singapore Stock Market the worst

On Tuesday 23 June 2020, the stock indices of some of the major bourses are shown in the table below. The year-to-date changes from the start of 2020 are shown. Stock Indices 31-Dec-19 23-Jun-20 Change STI (Singapore) 3,222.83 2,634.92 -18.2% … Continue reading

Posted in Financial Management

STI has been sustained above 2,500 points level

The Straits Times Index (STI) nosedived to 2,233.48 points on 23 March 2020. It picked up slowly to reach 2,800.57 points on 10 June 2020. It then came down and hovering at 2,650 points in recent week and days. Looking … Continue reading

Posted in Financial Management

Being Father

Over the years, I had written about Father as a subject matter. Well I had a father naturally and I am a father to my daughter Shu. I have watched her growing up for more than thirty years. Without a … Continue reading

Posted in Life Journey

First Day of Phase 2 of Reopening of Singapore economy

73 days of Stay-at-Home since the Circuit Breaker started on 7 April 2020. That is nearly two-and-a-half months. I had not taken a bus or MRT train since 7 April. Phase 2 of reopening of Singapore economy starts today, Friday … Continue reading

Posted in Life Journey | Tagged