Category Archives: Financial Management

Interest rates are coming down – Singapore Savings Bonds

The Monetary Authority of Singapore (MAS) issued Singapore Savings Bonds (SSB) targeting at retail investors starting with minimum investment of just $500 with multiples of $500 up to a cap. SSB started in 2015. It is issued monthly with different … Continue reading

Posted in Financial Management

Singapore Equity Portfolio Stood up on resilience

I am curious on how my portfolio of Singapore equities stood up against the benchmark of the Straits Times Index (STI). So I compiled the market value for each month and see the changes in the market value against the … Continue reading

Posted in Financial Management

Stock Markets at halfway mark of 2020

30 June 2020 at halfway mark of 2020, the Covid-19 pandemic is still raging in some parts of the world including the biggest economy of the world, the United States of America. There is no way we are seeing the … Continue reading

Posted in Financial Management

Dividends and Coupons from stocks and retail bonds in 2020

In 2019, dividends and coupons (interest) from Singapore stocks and Singapore Exchange traded retail bonds came up to 3.43% for the whole year. In fact 2019 was better than 2018 (3.34%). Last year was a good year for me. I … Continue reading

Posted in Financial Management

Singapore Stock Market the worst

On Tuesday 23 June 2020, the stock indices of some of the major bourses are shown in the table below. The year-to-date changes from the start of 2020 are shown. Stock Indices 31-Dec-19 23-Jun-20 Change STI (Singapore) 3,222.83 2,634.92 -18.2% … Continue reading

Posted in Financial Management

STI has been sustained above 2,500 points level

The Straits Times Index (STI) nosedived to 2,233.48 points on 23 March 2020. It picked up slowly to reach 2,800.57 points on 10 June 2020. It then came down and hovering at 2,650 points in recent week and days. Looking … Continue reading

Posted in Financial Management

Taken some money off the table

I have not much confidence with global economies during this Covid-19 pandemic including Singapore’s. The impact has been forecasted by many economists and world bodies (such as the OECD and IMF) to be dire. Global recession is on the card … Continue reading

Posted in Financial Management

Stock Markets woke up to reality – 11 June 2020

Thursday 11 June 2020, stock markets realised that global Covid-19 pandemic cannot be wished away. Despite stock markets were going up in past days, the investment world must take heed on the economic impact of Covid-19. Dow Jones Industrial Average … Continue reading

Posted in Financial Management

SembCorp Marine was Not abandoned

I own both SembCorp Industries and SembCorp Marine shares. I lost 60% of cost on SembCorp Industries and 81% of cost on SembCorp Marine at today’s share prices. (former at $2.06 and latter at $0.61) The group announced capital injection … Continue reading

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The Reality of Stock Trading

There are professional traders in the stock markets. They earn their living by being in the markets. They are the full-timers who watch the markets day in day out with all the technological tools at their disposal. Then there is … Continue reading

Posted in Financial Management