Category Archives: Financial Management

STI went up and then down in 2019

The Straits Times Index (STI) went up and went down several times this year so far. It had been a pattern. The STI went down on three dates in the intervals of two to three months. And each time the … Continue reading

Posted in Financial Management

Performance of STI Constituent Stocks – 6 September 2019

The table is from SGX. There are 30 stocks in the Straits Times Index (STI). The table shows the market capitalisation, total return year-to-date for 2019, total return for 2018. Data are sorted in descending order of Total Return YTD … Continue reading

Posted in Financial Management

When you are into money, be careful

Assuming one has a windfall, it is easy to lose sight that the windfall can be depleted as the years go on. When one has the money in the bank, he could spend his money freely and not to make … Continue reading

Posted in Financial Management

Savings on transport – After stopping driving

I deregistered my car on 8 February 2019 and have not driven a car for 7 months. I relied on public transport like buses and MRTs for moving around. I rarely rode in taxis. For shorter distances, I walked to … Continue reading

Posted in Financial Management, Life Journey

DBS’ DigiPortfolio

I decided to try out the latest from DBS, the DigiPortfolio. DigiPortfolio is an on-line platform for investors to place money with it. The system is based on computer algorithms and the expertise of the wealth management team of DBS. … Continue reading

Posted in Financial Management

Manage Risks by Changing Asset Mix of Investable Funds

Asset allocation of investable funds is an important aspect of investments. One should not put all money in one basket. The risk is too high should the single asset collapses. This is risk management in investing. For this year, I … Continue reading

Posted in Financial Management

Global Equities did badly in August

August month was bad for stocks. In the space of one month, major stock indices declined. Stock Indices 31-Jul-19 30-Aug-19 Change Hang Seng (HK) 27,777.75 25,724.73 -7.39% STI (Singapore) 3,300.75 3,106.52 -5.88% UK FTSE 100 7,586.80 7,207.18 -5.00% Nikkei 225 … Continue reading

Posted in Financial Management