Category Archives: Financial Management

Moving in different directions – Stock Markets

We are into the middle of November. Stocks markets were diverging. For the two weeks into November, the American and European (except UK) main stock indices were putting in good performances. France, Germany, US key indices rose between 2.7% to … Continue reading

Posted in Financial Management

Performance of Portfolio Improved

It was not often that my investments were above water. Most time, the market valuations were lower than my costs of investments. On a portfolio basis, the October valuation was on par with my total cost of investments. The worst … Continue reading

Posted in Financial Management

Looks like October month is going to be good

I am wrong. It appears that this October month is going to be better than I had expected. In the span of two weeks, the stock indices rose. Nikkei 225 jumped 4.9%. The Straits Times Index (STI) rose 2.3%. Stock … Continue reading

Posted in Financial Management

Total and Permanent Disability in Life Insurance – Do we know enough?

I must admit that I did not care to read the fine prints of insurance policies when I purchased them when I was younger. So when I was denied from buying a term life insurance policy recently because I am … Continue reading

Posted in Financial Management

Impact on counters with links to Temasek Holdings after bid for Keppel Corporation

After the announcement of Temasek Holdings’ partial bid for Keppel Corporation shares on Monday 21 October, share prices of Temasek linked counters adjusted on Monday (21 October) and Tuesday (22 October). The biggest winners were: Keppel Corp +14.4% Sembcorp Marine … Continue reading

Posted in Financial Management

Temasek Holdings made a partial bid for Keppel Corporation’s shares

Temasek Holdings Private Limited through its subsidiary Kyanite Investment Holdings Pte Ltd has offered to buy up 30.55% of total share capital of Keppel Corp at a price of $7.35 in cash. This partial offer will make Temasek Holdings (offeror … Continue reading

Posted in Financial Management

How much personal income tax had I been paying?

I kept records of my income tax assessments from IRAS between the period 1992 to 2012, a total of 21 years. My effective tax rate was 8.0% on my chargeable income. Chargeable income is computed after deducting personal reliefs. I … Continue reading

Posted in Financial Management