Category Archives: Financial Management

Analysis of STI Component Stocks – 15 February 2018

The Straits Times Index (STI) went through a sharp correction recently. But the index was still up 1.2% since the start of this year. What stocks did well and what stocks dragged down the STI? Stock 29/12/2017 15/02/2018 Change Remarks … Continue reading

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Comparison of DBS, OCBC and UOB – FY 2017

All three local banks had released their full year financial results for 2017. Banks Q4 Profit ($m) Change (%) Year Profit ($m) Change (%) DBS            1,194 31 4,371 3 OCBC            1,033 31 4,146 19 UOB              855 16 … Continue reading

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Investors in equities are running for cover

The inevitable happened. The warning signs were there that the stock markets were expensive. The former Federal Reserve Board Chairperson, Janet Yellen said that the stock market valuation was high. The Straits Times Index (STI) reached a high of 3,592.08 … Continue reading

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STI climbed higher

Today, the Straits Times Index (STI) reached 3,592.08 points. Stock Index 30-Dec-16 29-Dec-17 23-Jan-18 STI (Singapore) 2,880.76 3,402.92 3,592.08 The STI had climbed 24.7% since the end of 2016. This was a phenomenal run. As a consequence, my Singapore equity … Continue reading

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Taking profits on unit trusts

At the start of January, I decided to realise the gains made on three unit trusts. LionGlobal Singapore Dividend Equity Fund SGD – A First State Asian Growth (ex Japan) Fund Aberdeen Global Emerging Markets SGD – A LionGlobal Singapore … Continue reading

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FTIF Templeton Global Total Return Fund – Gave up

At the start of this year, I sell all remaining units in FTIF Templeton Global Total Return Fund A (Mdis) SGD H-1. Now I have zero exposure in this fund. I sold half last year and this year I sold … Continue reading

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Interest income on CPF balances – 2017

Interest income on CPF balances for the year-end of 2017 was already updated. Interest income on my CPF balances (OA + Medisave + RA) averaged 3.8% per annum. This 3.8% return is better than the current 10-year Singapore Government Bonds … Continue reading

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