Category Archives: Financial Management

Change in Asset Mix of Investable Funds – December 2018

Asset allocation of investable funds is an important aspect of investments. One should not put all money in one basket. The risk is too high should the single asset collapses. 2018 turned out to be a volatile year for investments … Continue reading

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Calculating actual dividend yields for 2018

It would be informative to know what is the ACTUAL dividend yield based on cost of purchase. I tracked actual dividend received each year by security counter. I have the actual cost of purchasing a security. With these two numbers, … Continue reading

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2018 – A year of volatility

The Straits Times Index (STI) reached two peaks over the course of 2018. 3,609.24 points on 24 Jan 2018 3,615.28 points on 2 May 2018 2018 started with STI at 3,402.92 points. After May 2018, it was on a downward … Continue reading

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Advice we gave to our daughter on financial matters

We want our daughter to be self-dependent financially. Therefore we share our knowledge with her to set her on the path of financial independence. The values of thrift and savings are the starting point. Next, with savings in the banks, … Continue reading

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Difficult Environment for past 10 years since Global Financial Crisis

The Global Financial Crisis (GFC) started at the end 2007 and became full-blown in 2008 and 2009. More than 10 years have passed and the world financial markets were still unstable for investors. Investment environment was fraught with dangers. To … Continue reading

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Reversal of fortunes in three weeks

On 11 October, the world saw sharp corrections of major stock indices in a single day. Index Change (%) Dow Jones -3.15 S&P 500 -3.29 Nasdaq -4.08 The Asian stock markets followed similarly after close of US markets. Index Change … Continue reading

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No where to hide – Financial Assets Distress

Last week (week ended 26 October) was a terrible week for investors. I was not spared. Investments Valuation – Cost Singapore Equity investment (own selections) -26.5% First State Regional China Fund SGD Acc -14.7% LionGlobal Singapore Dividend Equity Fund SGD … Continue reading

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