Monthly Archives: December 2020

Looking back at 2020

Posted on December 31, 2020 by limkimtong

2020 was a year when the whole world was impacted by Covid-19 coronavirus pandemic. Covid-19 originated from Wuhan city of China and surfaced at the end of 2019. The global panic started when it was confirmed that human-to-human transmission had … Continue reading →

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Investment income held up well in 2020

Posted on December 30, 2020 by limkimtong

Investment income is measured using Return on Invested Capital (ROIC) measure. My ROIC for 2020 was 2.93% per annum on invested capital. This was better than 2019. Return on invested capital (ROIC) Year ROIC (%) Remarks 2016 1.83 Brexit, Donald … Continue reading →

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Not taking risks in investments for 2020

Posted on December 29, 2020 by limkimtong

Asset allocation of investable funds is an important aspect of investments. One should not put all money in one basket. The risk is too high should the single asset collapses. This is risk management in investing. My asset mix of … Continue reading →

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I spent less because of Covid-19

Posted on December 28, 2020 by limkimtong

Covid-19 pandemic as resulted in less spending. Firstly, overseas travel was restricted. That was a 77% reduction in travel related expenditure when compared to 2019. Secondly, donations and entertainment expenses were also cut back. However, purchases at NTUC Fairprice had … Continue reading →

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Covid-19 Commentaries

Posted on December 27, 2020 by limkimtong

Covid-19 coronavirus pandemic grips the world since the start of this year. It continues to rage on in most countries especially during the winter months in the Northern Hemisphere. It is not letting up. There are now 80.6 million infected … Continue reading →

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Electricity usage reduced in 2020

Posted on December 23, 2020 by limkimtong

This is the third year in a row when our home usage of electricity was reduced. Electricity usage in 2020 came down when compared with 2019 figures. Electricity usage was down 1.70%. January to December consumption 2018 2019 2020 Change … Continue reading →

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New Year is coming

Posted on December 19, 2020 by limkimtong

TWO weeks to New Year 2021. Countdown has started for me. 2020 has been a horrid year with Covid-19 pandemic impacting our lives. Could we look past it and start 2021 with hope of a better year? The negatives include: … Continue reading →

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How my life has changed during Covid-19 year?

Posted on December 13, 2020 by limkimtong

This is December. At the start of 2020, we were celebrating the start of a new decade starting 1 January 2020. We were full of hopes that we would have a better decade than the previous one. Covid-19 pandemic destroyed … Continue reading →

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Technology linked stocks are getting a lot of attention

Posted on December 12, 2020 by limkimtong

Aibnb was listed on Thursday on Nasdaq. Its share price more than doubled from IPO price of US$68 to end at US$144 on the day (+111%). Another US technology food delivery company called DoorDash had its share price rose to … Continue reading →

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Go into the Calm

Posted on December 10, 2020 by limkimtong

You have the universe in you A safe haven to retreat to To move away from the storm Storm of strong emotions You have the breath A breath of life to stay alive Breathe in and out As calmly as … Continue reading →

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